Mobile Banking - USSD Codes for All Nigerian banks - Transfer Money, Buy Airtime and More..

on . Posted in Personal Finance

Simply use the following USSD codes to buy airtime, transfer funds, pay bills and carry out other banking transactions using your mobile phone. Please note that this service is only available to account holders with registered phone numbers (phone number linked to your bank account and/or registered on your bank's SMS alert platform).

Access Bank

Self Quick Recharge - Access Bank

Dial *901*amount# (e.g. *901*500#)

Note: Daily transaction limit is N5,000

Other Transactions - Access Bank

Dial *901# and follow the on-screen prompt.

 

Diamond Bank

Diamond bank's USSD banking service is exclusively for "Diamond Y'ello" account holders.

Open a Diamond Y'ello Account

Dial *710# and follow the on-screen prompt

Note: Only MTN subscribers can open a "Diamond Y'ello" account.

Check Your Account Balance - Diamond Y'ello Account

Dial *710*556*Pin# (e.g. *710*556*1234#)

Buy Airtime - Diamond Y'ello Account

Dial *710*555*Phone number*Amount*Pin# (e.g. *710*555*08036456762*500*1234#)

Transfer Funds - Diamond Y'ello Account

Transfer funds to any Nigerian bank: Dial *710*777*Account number*Amount*Pin# (e.g. *710*555*0034446788*500*1234#)

Transfer funds to a Diamond Y'ello Account: *710*710*Phone number*Amount*Pin# (e.g. *710*710*08036456762*2500*1234#)

Note:

  • Maximum account balance is N200,000
  • Daily transaction limit is N30,000

 

Ecobank

Self Quick Recharge - Ecobank

Dial *326*amount# (e.g. *326*500#)

Other Transactions - Ecobank

Dial *326# and follow the on-screen prompt

 

Fidelity Bank

Register for USSD Banking - Fidelity Bank

Dial *770# and follow the on-screen prompt

Check Your Account Balance - Fidelity Bank

Dial *770*0# and follow the on-screen prompt

Buy Airtime - Fidelity Bank

Buy airtime for yourself: Dial *770*amount# (e.g. *770*500#)

Buy airtime for a friend: Dial *770*Friend's number*amount# (e.g. *770*08011122556*500#)

Note: Daily recharge limit is N20,000

Transfer Funds - Fidelity Bank

Dial *770*Account number*Amount# (e.g. *770*1003336886*5000#)

Note:

  • Single transaction limit is N200,000
  • Daily transaction limit is N500,000

Get Cash From an ATM Without Your Card - Fidelity Bank

Dial *770*8*Amount# (e.g. dial *770*8*5000#) and follow the on-screen prompt

Note: Withdrawal must be done on a card-less withdrawal supported ATM machine.

 

First Bank of Nigeria

Buy airtime - First Bank

Buy airtime for yourself: Dial *894*amount# (e.g. *894*500#)

Buy airtime for a friend: Dial *894*friend's number# (e.g. *894*500*08011122556#)

Note: Daily top-up limit is N3,000

To check account balance - First Bank

Dial *894*00#

Other transactions - First Bank

To transfer funds or carry out other banking transactions using USSD codes, you need to register for Stanbic IBTC mobile money service. To register, simply dial *894# and follow the on-screen prompt.

 

First City Monument Bank (FCMB)

Dial *389*214# to register. You may need to visit a branch to generate your pin.

 

Guaranty Trust Bank (GTBank)

Open an Account - GTBank

Dial *737*0# and follow the on-screen prompt

Note:

  • Maximum account balance is N200,000
  • Maximum deposit per transaction is N20,000

Check Your Account Balance - GTBank

Dial *737*6*1#

Transfer Funds - GTBank

Transfer funds to a GTBank account: Dial *737*1*Amount*Account number# (e.g. *737*1*5000*1003336886#)

Transfer funds from GTBank to other Nigerian bank: Dial *737*2*Amount*Account number# (e.g. *737*1*5000*1003336886#)

Note:

  • You need to have a GTBank Naira debit card. The last four digits of your card will be used to authenticate the transaction.
  • Daily transaction limit is N200,000

Buy Airtime and/or Data - GTBank

Buy airtime for yourself: Dial *737*amount# (e.g. *737*500#)

Buy airtime for a friend: Dial *737*amount*friend's number# (e.g. *737*500*08011122556#)

Buy data for yourself: Dial *737*4# and follow the on-screen prompt

Note: Daily recharge limit is N10,000

Pay Startimes cable subscription - GTBank

Dial *737*37*Amount*Decoder Number# (e.g. *737*37*2500*00122255789#).

For Internet Banking Users - GTBank

Request for one time password (OTP): Dial *737*7#

Note:

  • Maximum amount is N200,000
  • The last 6 digits of your GTBank Naira debit card is needed for validation

Retrieve your internet banking login details: Dial *737*6*5# and follow the on-screen prompt.

 

Heritage Bank

No USSD banking yet.

 

Keystone Bank

Dial *322*080# to register. Follow the on-screen prompt to generate your pin which will be used for subsequent transactions.

 

Skye Bank

Self Quick Recharge - Skye Bank

Dial *833*amount# (e.g. *833*500#)

Note: Daily transaction limit is N5,000

Other Transactions - Skye Bank

Dial *833# and follow the on-screen prompt

 

Stanbic IBTC Bank

Buy Airtime - Stanbic

Buy airtime for yourself: Dial *909*amount# (e.g. *909*500#)

Buy airtime for a friend: Dial *909*friend's number# (e.g. *909*500*08011122556#)

Note: You need the last 4 digits of your Stanbic IBTC Naira debit card to complete the transaction

Other transactions - Stanbic

To transfer funds or carry out other banking transactions using USSD codes, you need to register for Stanbic IBTC mobile money service. To register, simply dial *909# and follow the on-screen prompt.

 

Standard Chartered Bank

No USSD banking yet.

 

Sterling Bank

Check Your Account Balance - Sterling Bank

Dial *822*6*Account number# (e.g. *822*6*1003336886#)

Buy Airtime - Sterling Bank

Buy airtime for yourself: Dial *822*amount# (e.g. *822*500#)

Buy airtime for a friend: Dial *822*Amount*Friend's number# (e.g. *822*500*08011122556#)

Note: Maximum amount per transaction is N2,000

Retrieve your Account Number - Sterling Bank

Dial *822*5#

Other Transactions - Sterling Bank

Dial *822# and follow the on-screen prompt

 

SunTrust Bank

No USSD banking yet.

 

Union Bank

Dial *389*032# to get started

 

United Bank for Africa (UBA)

To enjoy UBA USSD banking, you have to register for their mobile money service by dialing *919# with your registered phone number.

 

Unity Bank

Dial *389*215# to get started.

 

Wema Bank

Open a Wema Bank account

Dial *945*1# and follow the on-screen prompt

Register for USSD Banking - Wema Bank

Dial *945# and follow the on-screen prompt

Change USSD Banking Pin- Wema Bank

Dial *945*00# and follow the on-screen prompt

Check Your Account Balance - Wema Bank

Dial *945*00# and follow the on-screen prompt

Buy Airtime - Wema Bank

Buy airtime for yourself: Dial *945*amount# (e.g. *945*500#)

Buy airtime for a friend: Dial *945*Friend's number*amount# (e.g. *945*08011122556*500#)

Transfer Funds - Wema Bank

Dial *945*Account number*Amount# (e.g. *945*1003336886*5000#)

Note: Daily transfer limit is N100,000

Get Cash From an ATM Without Your Card - Wema Bank

Dial *945*8*Amount# (e.g. dial *945*8*5000#) and follow the on-screen prompt

Note:

  • Withdrawal limit per transaction is N20,000
  • Withdrawal must be done on a card-less withdrawal supported ATM machine

 

Zenith Bank

To enjoy Zenith bank's USSD banking service, you have to register. You'll need the last four digits of your Zenith bank Naira debit card to complete the registration.

Register for USSD Banking - Zenith Bank

Dial *966*0# and follow the on-screen prompt

Check Your Account Balance - Zenith Bank

Dial *966*00#

Transfer Funds - Zenith Bank

Dial *966*Amount*Account number# (e.g. *966*5000*1003336886#)

Note: Daily transaction limit is N100,000

Buy Airtime - Zenith Bank

Dial *966*amount*Phone number# (e.g. *966*500*08011122556#)

Note: Daily recharge limit is N3,000