How to Make Money Online (legitimately) in Nigeria Without Investing a Dime

on . Posted in Internet & Money

There are zillions of (Nigerian) websites out there claiming to have the secret formula to online wealth. They claim that anyone can make millions of Naira online in as little as a month and will only have to work a few hours per week. According to them, it is very easy to make hundreds of thousands of Naira online and the secret formula has been carefully documented in their eBook which is for sale.

First of all, THERE IS NO SECRET FORMULA TO MAKING MONEY ONLINE and all the information you'll need is available online for free. However, the eBook sellers are not scammers (some of them are though). They (the eBook sellers) gather all the information they can find about making money online and throw in their own personal knowledge/experience, package it and sell it as e-books. The learning process will be easier because you're getting all the information in one place but you certainly won't find any secret in there. As a matter of fact, almost all those eBook sellers make most of their income online by selling the eBook.

₦300,000: that's the amount of money advertisers pay per month to take up a side-bar on On a normal day, there are at least 10 side-bar ads on the site. That's a total of ₦3million monthly for side-bar ads only. When you add the top banner ad position at ₦850,000 per month and the background takeover at a whopping ₦1.6million per month, you'll get a clear picture of Linda Ikeji's monthly income.

Facebook, a social networking site made a profit of ₦416 billion in 2012 while, a simple information/content website was acquired by IAC for ₦48 billion in 2012.

In summary, you CAN make money online, LOTS OF IT but just like any business, if you must succeed, you must be persistent, hardworking and passionate about it.


  • It is very difficult to make money online but it CAN be easy if you work hard enough to make it easy.
  • According to many sources, more than 90% (Ninety percent) of all Internet business start-ups end in failure within the first 120 (one hundred and twenty) days.

Find below a list of the best 5 ways to make money online in Nigeria without investing a dime:

5) Complete simple tasks online and get paid

You need: A computer or a phone with an internet connection
Typical earnings: $20 (₦3500) a month (for serious and hardworking people)

Have a lot of time to spare and a really fast internet connection? Good news; you can make a few bucks online by just clicking away. Some companies (website) are willing to pay a few dollars to click/view ads, play video games, participate in online surveys, send emails, post links and other related stuff. The pay is not great though; some pay-per-click ads site can pay as low as 1cent (₦1.60) to click and watch an ad for 10seconds.

Here's a list of some site that will pay you to complete tasks:

  • Qmee: get paid to click ads
  • Crowdology: get paid to take surveys
  • Gift Hunter Club: Get paid to watch videos, take polls and complete other tasks
  • GetJam: Get paid to watch videos on your phone
  • Qustodian: Get paid to read ads on your mobile phone

Payment is usually made via PayPal.

**You can now open a PayPal account in Nigeria but you can't receive funds (for now).

4) Social media marketing

You need:

  • A computer or a phone with an internet connection
  • An active Facebook, Twitter and/or YouTube account with a good number of followers.

Typical earnings: ₦50,000 - ₦150,000 a month (for serious and hardworking people)

Sometimes it pays to be a social media addict. Some companies and even normal people are willing to pay good money to make their voices heard on social media. They pay social media marketers to tweet about their product or service in a bid to gain some popularity for the product on social media. Some people (especially up-coming musicians) pay social media marketers to tweet or ask people to follow/like their social media pages in a bid to make themselves more popular. Some social media marketers earn about ₦20,000 just to tweet about somebody, a product or a service for a month.

How to get started

  • Sign up for Facebook, twitter and YouTube accounts
  • Get followers/likes/subscribers (2000 is enough to start earning something but you should target 100,000). Start with your close friends and work your way up the ladder. The easiest way to do this is to be interesting, funny and controversial.

When you become really popular on social media, people will naturally start asking you to tweet, post a pic or a video on your page in return for cash. If they don't; sign up for an ad dynamo account.

AdDynamo is an advertising company who, among other things, offer the general public an opportunity to make money with their twitter accounts. Visit to get started.

Google can also pay you a chuck of their advertising revenue if you're really popular on YouTube. That is, if your videos get a good number of views. Sign up for a Google Adsense account to get started. Visit for more information.

Becoming an expert in this field can also be very rewarding as some companies will pay good money for the services of a social media manager. Job description of a social media manager? Manage, entertain, inform and engage social media fans.

3) Sell your own product, service or information online

You need:

  • A computer or a phone with an internet connection
  • A product, service or information to sell

Typical earnings: ₦50,000 - ₦100,000 a month (for serious and hardworking people)

Selling information in form of an eBook is one of the most popular ways to make money online in Nigeria. Creating an eBook does not really require any special skill; however, you need to be a good writer with enough knowledge of something important. For example, if you are good at Forex trading, you can write an eBook about it.

Also, you can sell services like webdesign services (for web designers), graphic design services (for graphic artist), Photoshop to HTML services (for programmers), blogger to WordPress services, SEO services and so on.

Selling an eBook or a service online is not an easy task but you can start by spreading the word on Facebook, twitter, forums and others social networking sites. Creating a dedicated website (it can be a free website) for the sale of the product or service is the most effective way to get those sales.

Are you a good writer? Good; you can make money online as a freelance writer. Website owners are more than willing to pay freelance writers to create content for their websites. Big sites like eHow (through demand media studio) pay at least $15 per article while Text Brokers pay $5 to $30 per article.

2) Affiliate marketing

You need: A computer or a phone with an internet connection
Typical earnings: ₦20,000 - ₦70,000 a month (for serious and hardworking people)

Affiliate marketing is a type of performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by the affiliate's own marketing efforts. In simple English, when you sign up as an affiliate to a company or business, you get a commission (which is a percentage of the cost of the item sold) when you refer customers to them.

Not too long ago, becoming an affiliate of (an international online store) was the best way a Nigerian affiliate marketer could make money online but now, with Nigerian based online stores like Konga and Jumia, Nigerian affiliate marketers can get their commission (3-9% of cost of the item sold) directly into their bank accounts.

To get started, simply visit Konga, Jumia, or, sign up, create affiliate links and start referring people.

Ideally, creating a content/information website that can attract thousands of visitors monthly is the best way to earn a good income through affiliate marketing but you can start by using your affiliate links on Facebook, twitter, BBM, forums and others social networking sites.

1) Create a website/blog

You need:

  • A computer with an internet connection
  • A little knowledge about websites, SEO and the internet

Typical earnings: ₦50,000 - unlimited (for serious and hardworking people)

Creating a website/blog is as easy as ABC and you don't necessarily have to spend a Kobo to create one. There are different types of websites that can serve different purposes and generate income in different ways. Let's take a look at a few of them below:

A content/information/news website: The most popular way to make money with a content website like this one ( or a news website like is to sell advert slots to advertisers. Linda Ikeji is a typical example of a very rare Nigerian who turned blogging into a multi-million Naira business. It is certainly not easy to attract advertisers to a website. To attract big companies like MTN, GTBank and others you'll need at least 1million visitors to your website monthly but all hope is not lost. A program called Google Adsense can help.

Google Adsense, an advertising program by Google allows website owners to display Google ads on their website or blog. When the advertisers pay Google, Google in turn pay the website owners. Bloggers like Jide Ogunsanya of (a content website) make a cool ₦150,000 (estimated) monthly from Google Adsense.

To get started, create a website or blog, write at least 15 pages of good and unique content on it, attract a good number of daily visitors (using SEO and social media marketing) then visit to sign up for a Google Adsense account.

Affiliate marketing (explained above) is also a very good way to make money with a content/information website.

A subscription based website: A good example of a subscription based website is a US dating site called On eHarmony, members pay a monthly subscription fee to be able to access the site and chat with other members. In Nigeria, there are hundreds of hours of Nollywood movies on but to watch them, you have to pay a ₦560 monthly subscription fee.

To get started, create a site with a very important/unique component that people won't mind paying for and simply ask them (interested people) to subscribe in order to gain access to the site. A lot of marketing is involved here but you can start small; maybe with your friends.

A free dating site: Creating a free dating site is not difficult; you can do it for free in under an hour but getting people to register and use your dating site is a different ball game. Selling ad slots and affiliate marketing are the 2 major ways to make money from a free dating site. is a good example of a multi-million dollar free dating site

Others: You can also make money online by creating a free classified ads site like and, a forum like, a job search site like and so on.

Sound easy right? Hate to disappoint you; its not. Making money online by creating a website is the most lucrative but difficult way to make money online. Creating the site is not difficult but getting a substantial amount of traffic (visitors/people) to the site is very very difficult.


Making money online is not completely different from the normal everyday job. Yes; it is flexible but you still have to work hard; sometimes harder that a paid employee job. However, once you get past all the hard work and disappointment, it gets to a stage where the business kindof runs itself and you get to do less work. But unfortunately, only 10 percent of internet entrepreneurs will actually succeed. Don't be discouraged though, TRY IT. It might work for you and if it doesn't... at least you'll know you tried.



+1 # arun 2015-01-29 10:03 . another site for money making.
Reply | Reply with quote | Quote
Fish Farming
0 # Fish Farming 2015-02-21 21:10
I run a fish farming blog and I make more from selling my own products than from PPC ads. Nice read.
Reply | Reply with quote | Quote
Taye Hassan
+1 # Taye Hassan 2015-03-31 13:57
You have really hit the nail on the head about making money online and like you rightly there's not secret formula but it pays better, saves time, energy and money to learn from someone who had already passed through the path you want to follow. Keep up the good work.
Reply | Reply with quote | Quote
-1 # oge 2015-04-07 08:27
I am a big time blogger in Nigeria. You article is really nice. I appreciate it and would surely look into other business model from what you listed and try it out to expand my business online.
Reply | Reply with quote | Quote
tobe favour
0 # tobe favour 2015-04-08 22:20
Hi Oge..hw are u doing? pls can u put me tru on building a blog...i really want to have a blog of my email is k u
Reply | Reply with quote | Quote
0 # florence 2015-04-07 14:26
please i registered to be an affiliate for amazon and they are asking me questions about my tax dat i don't really know ho to answer those questions :-?
Reply | Reply with quote | Quote
0 # sanusi 2015-09-18 09:02
Yes, i all agree with you admin, that you can make money online from Google ad sense, affiliate, freelancer, all are great way to make money, but you need to get started and work very hard. to generate traffic through SEO, Social Media, building link .
Thanks for sharing information
Reply | Reply with quote | Quote
+1 # Sanusi 2015-10-02 12:40
Great Job, i love every single bit of word in this article,
Keep it up
Reply | Reply with quote | Quote
Ada inspiring
0 # Ada inspiring 2016-01-20 17:11
Very good one. We are moving forward.
Reply | Reply with quote | Quote
0 # shina 2016-07-31 14:46
Kudos to you, you've really hit the nail on the head, online biz is like any other biz where you're. bound to fail or succeed, so it requires great tenacity and hard work. Great work.
Reply | Reply with quote | Quote
Kome Itoje
0 # Kome Itoje 2016-04-07 12:27
You killed it!

That is what I have been telling newbies this whole time.

Though I advocate that "information marketing is the easiest and fastest way to make money online" - actually it is not easy.

It requires a lot of hard work and many people cannot afford the time and commitment to make online business work.
Reply | Reply with quote | Quote
Olugbenga Ajewole
0 # Olugbenga Ajewole 2016-04-15 13:13
Lovely write and very beneficial too. However, I have this challenge.After registering for Amazon affiliate program, its asking during the payment option that I must provide my Tax info before one can get paid.. How do I overcome this barrier?
Reply | Reply with quote | Quote
0 # thomas 2016-05-16 14:30
please can someone enlightening me on hw to build a dating site plzzzzzzzzzzzzz zzzzzzzzz help me and reply
Reply | Reply with quote | Quote